SW Florida Real Estate Information

Are you thinking of buying a home but unsure of your eligibility for a mortgage loan? Your first step is to obtain a credit report to ensure your credit activities are up to date and correct. The information in your credit report affects whether you can get a mortgage loan and what kind of interest rate you will qualify for.

Did you know that you can receive your credit report for free? A recent amendment to the Federal Fair Credit Reporting Act (FCRA) requires each credit reporting agency – Experian, Equifax and TransUnion – to provide you with a free copy of your credit report, at your request, once every year.

How to get your free credit report:

The three credit reporting agencies have set up one central website, toll-free telephone number, and mailing address through which you can order your free annual report.

On the Web: www.annualcreditreport.com

Telephone: 877-322-8228

Mail in this Annual Credit Report Request Form to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

When you’re ready to start your home search, I’d be happy to help you through the process. I’ll do everything I can to take the stress out of your home buying experience. That way you can focus on getting the home you’ve always dreamed of!

I look forward to hearing from you.

(239) 229-9466
carol@acquestrealestate.com
www.AcquestRealEstate.com